Cash-on-Cash Return Calculator
Know what a rental property actually returns on the cash you put in — before you make an offer. Enter purchase, financing, rent and expenses; get cash-on-cash return, cap rate, monthly cash flow and break-even occupancy.
What you get
- Interactive calculator — runs in your browser; change any input and the return updates instantly
- Cash-on-cash return, cap rate and DSCR from the same set of inputs
- Break-even occupancy so you know how much vacancy the deal can absorb
- Printable 11-page workbook (PDF) — step-by-step worksheets, a sensitivity check and a sheet to compare up to three properties side by side
- Plain-language definitions of every term, so the numbers mean the same thing to you, your lender and your partner
Why cash-on-cash and not just cap rate? Cap rate ignores your financing. Cash-on-cash return measures the cash the property puts in your pocket each year against the cash you actually invested — down payment, closing costs and initial repairs. It is the number that tells you whether the deal beats your alternatives.
Get the calculator
Enter your email and we will take you straight to the calculator and your workbook download.
Property Management Resource Hub. This calculator and workbook are general educational tools for property owners and investors, not financial, tax or investment advice. Verify all figures with your own records and a qualified professional.